Elder Law

Medicare Coverate - Hospitalization and Blood
Medicare coverage for care in hospitals depends upon whether the items are reasonable and necessary to a hospital stay and to the treatment of a patient's illness. Coverage varies slightly from state to state, but the Secretary of the United States Department of Health and Human Services is the ultimate authority on coverage issues. More...
Annuity Contract Considerations
The formation and validity of an annuity policy or contract is determined in the same way as a standard contract. The annuity policy must be supported by consideration (unless it is a charitable gift annuity or the annuity involves a bequest). The parties to the annuity contract must have legal capacity to contract. More...
Medicare - Supplemental Health Insurance - Payment for Services and Proper Insurance Practices
When an individual has purchased a Medigap insurance policy to supplement Medicare coverage, how medical bills are paid depends upon two factors: whether the medical provider accepts Medicare and whether the individual has arranged for his or her Medigap insurance company to send claims directly to Medicare. More...
Community-Based Services - Older Americans Act And Related Programs - Community-Based Services
The Older Americans Act (OAA) network coordinates and provides community-based care for older Americans. The network includes federal, state, tribal, and local organizations dedicated to aging issues, as well as local providers of elderly services. More...
Secondary Payer Program
There are times when a person's health services may be covered both by Medicare and by another type of insurance, such as group health insurance, workers' compensation, or automobile insurance. In these cases, Medicare provides only secondary coverage, meaning that the other insurance is primarily liable on the claim. More...

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